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Just how critical is a good credit score? It is a key factor in determining whether you qualify for a home loan and the interest rate you'll pay. On a $150,000 home mortgage, a difference of just two percentage points can mean a savings of more than $70,000 in interest over 30 years. Yet a new survey by HSBC indicates that seven in 10 consumers don't know their credit score. And nearly half don't know what makes up their credit score. HSBC offers these six tips that could lead to a higher credit score. * Make your credit payments promptly. * Pay utility, rent and telephone bills on time. * Because errors occur, review your credit report annually. * Pay off an account with a poor credit history. * Close accounts that you aren't using, but avoid closing your oldest account. * Carefully manage your credit account balances since your score is affected by the total credit used as a percentage of your total credit available. To help close the knowledge gap, HSBC launched its "Your Credit Counts" financial-education program for a second consecutive year. By: Roy Garcia

• Recent survey shows need for credit education | Jet | Find Articles
  Just how critical is a good credit score? It is a key factor in determining whether you qualify for a home loan and the interest rate you'll pay.http://findarticles.com/p/articles/mi_m1355/is_24_106/ai_n8685826/
• New Survey Shows Parents Want Mandatory Credit Education Classes ...
  You are here: Home / News and Press / New Survey Shows Parents Want Mandatory Credit Education Classes for Kids ... limited resources as well as the difference between needs ...http://www.cesidebtsolutions.org/2011/12/new-survey-shows-parents-want-mandatory-credit-education-classes-for-kids/
• New Survey Shows Parents Want Mandatory Credit Education Classes ...
  New Survey Shows Parents Want Mandatory Credit Education Classes for Kids ... limited resources as well as the difference between needs ...http://belowtheradarnews.com/2011/12/new-survey-shows-parents-want-mandatory-credit-education-classes-for-kids/
• Survey Shows Nearly Two Thirds of Americans Unaware of 0% APR ...
  /PRNewswire/ -- According to a recent survey ... never heard of 0% APR balance transfer credit cards. The survey ... this demographic likely has little need for ...http://www.sacbee.com/2012/05/08/4473976/survey-shows-nearly-two-thirds.html
• Survey Shows Student Misunderstanding On College Loans - College ...
  Survey Shows Student Misunderstanding On College Loans ... The findings spotlight the need for improved loan ... debt is about $25,000, according to the most recent survey ...http://blogs.edweek.org/edweek/college_bound/2012/03/survey_shows_misunderstanding_surrounds_student_loans.html?cmp=SOC-SHR-FB
• New survey shows public want education sector protected from cutbacks
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• The Prepaid Press - Survey Shows Merchant Confusion
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• New Survey Shows California Millennials Ready To Shape California ...
  New Survey Shows California Millennials Ready To Shape ... in California, trust its government and education ... Nine new TV shows you need to watchhttp://news.yahoo.com/survey-shows-california-millennials-ready-shape-californias-future-190207037.html
• CUNA News Now: Small biz survey shows need for MBL increase
  Small biz survey shows need for MBL increase ... 27.5% of assets would infuse $13 billion in new credit ... Education; Political Affairs Staff; CULAC/Electionshttp://www.cuna.org/newsnow/12/wash012612-6.html
• National Survey Shows Teachers Supportive of Education and Labor ...
  ... its annual member survey about key education ... law providing tax credit scholarships to special education ... mission to place recent top-tier college graduates into high-need ...http://www.advocacyink.com/posts/national-survey-shows-teachers-supportive-of-education-and-labor-reforms